Issuer guide

American Express credit cards

Our independent reviews of American Express cards we cover, scored on a transparent rubric. See how we rate, and confirm current terms on the issuer's site before applying.

Amex tells you before it pulls your credit

American Express shows an eligibility popup during the application, before any hard inquiry, when you are not eligible for the welcome offer. That means you can test whether you are in so-called pop-up jail at no cost to your credit. Amex also applies a once-per-lifetime rule to welcome bonuses on a given card.