The Credit Ledger These Terms of Service ("Terms") govern your access to and use of thecreditledger.com (the "Site"), operated by The Credit Ledger ("we", "us", or "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Informational purpose only
The content on the Site is provided for general information and educational purposes. It is not financial, investment, legal, tax, or other professional advice, and it is not a recommendation to apply for or use any specific product. Your financial situation is unique. Before acting on anything you read here, confirm the current terms with the provider and consider speaking with a qualified professional. See our disclaimer.
Accuracy and no warranty
We work hard to verify rates, fees, and terms against official issuer sources and to date our content. Even so, financial products change often and the Site may contain errors or out-of-date details. The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. You are responsible for verifying any detail before you rely on it.
Advertiser and affiliate relationships
The Site is supported by advertising and affiliate relationships. We may earn a commission when you apply for or buy a product through links on the Site, at no extra cost to you. These relationships never determine our editorial rankings or analysis. For details, see our advertiser disclosure.
Third-party links
The Site links to third-party websites we do not control, including issuer and partner sites. We are not responsible for their content, products, or privacy practices. Following those links is at your own risk and subject to the third party's own terms.
Intellectual property
The content, design, and branding of the Site are owned by The Credit Ledger or our licensors and are protected by law. You may read and share links to our content for personal, non-commercial use. You may not copy, republish, or redistribute substantial portions of the Site without our written permission.
Acceptable use
You agree not to misuse the Site, including by attempting to disrupt it, scrape it at scale, introduce malicious code, or use it for any unlawful purpose.
Limitation of liability
To the fullest extent permitted by law, The Credit Ledger will not be liable for any indirect, incidental, or consequential damages, or for any losses arising from your use of, or reliance on, the Site or its content.
Changes
We may update these Terms from time to time. Changes take effect when posted, and we will revise the "last updated" date above. Your continued use of the Site means you accept the updated Terms.
Contact
Questions about these Terms? Email [email protected] or visit our contact page.