The Credit Ledger Tools
Money Calculators
The same math our guides walk through, as interactive tools. Everything runs in your browser: no sign-up, nothing you type leaves the page.
Credit cards Annual Fee Break-Even How much do you need to spend for a $95 or $895 annual fee to pay for itself vs a free 2% card? Banking CD Early Withdrawal Penalty vs extra yield: should you break your CD for a higher rate, or ride it out? Debt Balance Transfer Interest What new purchases quietly cost while you carry a 0% balance transfer, and what the two-card fix saves.